thank god almighty
as of today and after nine years, 11 months and 29 days, my college education is finally paid off. which begs the question...why the hell did it take me so long? i followed the strong advice to pay more than my monthly charge for 7 of those almost 10 years so you'd think that it would've been paid off early. granted, i only paid about 25 bucks more than the due amount per month. but shit, that's gotta impact something right? maybe some of you higher math nerds can help explain why i feel like i got fucked by the man (i'm looking at you ezahn or the dude). (sorry to not single you out lucas as i know you know the answer too, but i called reference to you in my reply to a dzahn post). (and i guess i should apologize to you too john. but you'd just wax poetically with obscure references that are slightly out of my intellectual reach). (does bruceany read these things? he majored in math....i'm sure he's got an opinion too).(i have smart friends). (and friends with smart siblings).
anyway, i'm glad that my bs in biz admin is finally paid. i guess i did well enough in school. i have two friends i keep in touch with (kind of sad). i have great memories of chopping down campus trees with my $8 machete. and dropping a deuce in the campus fountain. and fucking girls i probably shouldn't have. well okay only one. that's my biggest regret from college. not getting more ass. i passed on so much it's just sad. and what did that do for me? granted, i have a great family now, but boy i wish i had more memories of kicking chix to the curb or doing the walk of shame back to the dorm. wait...i'm a guy. that wouldn't be in shame would it? wouldn't i be giving people high fives on the way back to my house because i had been nutsack deep in beaver mere moments ago? anyway, huge regret that my score card isn't as high as it could've been. oh well...i caught a fish this big too. honest.
speaking of regrets, lately i'm starting to feel bad that i cheated on a final. i think watching school ties with the wife made me scrape that memory from the depths of the psyche. it was so dumb. there was this dumb jock ballplayer on my floor that needed help, grabbed it and talked me into it. i'm such a sheep. i didn't even need to. i guess that's just rationalization.
damn...did i just pay off a decade worth of regrets?
please note the little g in my post title. i'm not a believer. fuck him. unless He reads this. then i'm just confused. praise jesus.
posted by Buck Super Stereo @ 8:50 PM
4 Comments
4 Comments:
Good Lord, C-bomb. Congrats on whittling down your debt - and I sure hope it hasn't been for naught since you just, you know, committed some crazy blasphemy. You coul be paying that one down a lot longer.
No offense taken with the obmission from your smart list. I totally understand being at a level lower than Eric, Dude, Lucas, and Jon, but Bruceany? That guy cheated more than you and I combined. I can't stay quiet anymore.
hey...you know who the first and second alternates were on the its nerdcademic team.
When you paid extra each month, did you make sure they knew that that extra money was supposed to be applied to the loan principal and not interest? A lot of loan places do you the favor of assuming you intend any extra money to go towards future interest rather than the principal unless you tell them otherwise. So it's possible that they had been applying that extra $25 each month towards your interest payments and not lowering the amount of principal owed on the loan. That would mean the amount of interest you're paying wouldn't decrease as fast as it could, resulting in you paying on the loan for almost as long as you would have anyway. Any time you make a loan payment larger than the required amount it's a good idea to include a notation that the extra payment should be applied towards principal only. Otherwise they'll happily fuck you over.
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